Motorcycle, ATV & RV Insurance in Bend, Oregon

The spectacular landscape of Oregon offers a beautiful and diverse variety of extraordinary natural features to explore. A motorcycle or RV is a great way to get around and experience the outdoor world. Having your motorcycle, RV or ATV insured takes away the stress and worry of wondering whether you’re covered in the unfortunate event of bodily injury or property damage.

At Bend Insurance, we can help you get the specialized coverage you need so that you can spend time doing what you love most, relaxed and worry-free.

How Is this Type of Insurance Different from Standard Auto Insurance?

Riding a motorcycle or camping out in an RV is different from driving a standard car with an auto insurance policy. The insurance needs are different too. If you own any type of non-automobile vehicles including personal watercraft, ATV, off-road trailers, snowmobiles or golf carts, you’ll need to protect your investment with an insurance policy that’s categorized as recreational insurance.

What Does this Policy Cover?

A basic motorcycle insurance policy in Oregon will include liability coverage, personal injury protection and uninsured motorists coverage. A standard recreational vehicle policy, however, comprises of six types of coverages. These include;

Bodily Injury Liability – In the event that someone is injured, this coverage can help pay their medical bills and loss of income. While this is a state-required minimum in Oregon, it’s important to have enough liability insurance in case you’re involved in a serious accident.
Property Damage Liability – If you or someone driving with authorization are at fault in an accident, property damage liability pays for damage caused to someone else’s property. This includes damage to other structures including lamp posts, fences, buildings, telephone poles or other structures.
Uninsured and Underinsured Motorist Coverage – This offers protection in the event you’re hit by an uninsured or hit-and-run operator.
Medical Payments – This covers the treatment of injuries; both you and your passengers if your RV/motorcycle is involved in an accident.
Collision – Collision pays for damage to your RV or motorcycle resulting from a collision with another vehicle, object or flipping over.
Comprehensive – This covers loss due to theft, fire, windstorm, falling objects, floods or riots.

Who Needs This Kind of Insurance Policy In Central Oregon?

With Central Oregon being a unique place that offers ubiquitous views of the snow-capped Cascade Mountains, the Blue Mountain region, and many great rolling and twisting roads, it’s not uncommon to see families and friends escaping to these locations for some outdoor retreat.

Whether you like spending time in the Oregon coast or love to ride through the woods, it helps to have adequate coverage so that you’re ready for wherever your next adventure takes you. Get out on the trails today knowing your motorcycle, RV or ATV is protected.

Recreational Vehicle Insurance Agent in Bend

A good policy can lessen the impact of some of life’s unpredictable and costly perils. An independent insurance agent will determine what your specific situation requires, and shop multiple companies to get the coverage that’s right for your needs. Whether you’re hitting the road on your motorcycle, RV or finding a trail on your 4-wheeler, I’ll help you find the coverage you need.

Contact me to learn more about recreational vehicle coverage and find the best rates available.

How Can We Help With Your Insurance Needs?

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Central Oregon's Leading Insurance Advocate

(541) 408-0971

1824 NE Division St. Suite F